Collections that think.
Build the collection strategy your book actually needs.
Click2Pay runs every collection method on one intelligent platform - retrying and recovering payments with cross-payment functionality, so you collect more of what you're owed.
The old way vs. Click2Pay
Same book. Better outcome.
Sound familiar? Here's what changes the moment Click2Pay takes over.
Failed collections freeze on the spot.
A failed debit order waits for the next cycle on the same rail. No second channel - the revenue sits frozen while you move on.
Retried, recovered, reconciled.
Active Intelligence puts cross-payment functionality to work - recovering failed collections across your channels, so the revenue that used to freeze keeps moving.
Month-end becomes a paper chase.
Statements that don't match deposits, a pile of "where did this come from?" - reconciliation eats the days you don't have.
Every payment, rounded up.
Every transaction traced from inception to settlement, and every settlement shown with its references - so it lines up with the deposits in your bank. Reconciliation, sorted.
Your cash moves at a snail's pace.
Waiting days to see the money you've already collected is its own kind of tax on cashflow.
Card revenue, paid every business day.
Card transactions settle to your bank every business day, for the previous day's transactions.
Collection methods · 6/6
All the ways you need to collect.
DebiCheck · debit order · Registered Mandate · card - one platform
↑ Tap a card to see what it is
DebiCheck
Bank-authenticatedSouth Africa's authenticated debit order system. The customer's own bank digitally authenticates and records the mandate before the first collection - then checks every collection after that against it before letting it through.
Built to stop rogue debits and unfair disputes, because the mandate is bank-approved.
Active intelligence
Collect more. Pay less.
Cross-payment functionality across every channel - recovering failed collections automatically, where your rules and the arrangement allow, to lift success rates and clean up cashflow.
Collections that think. Here's how.
One engine, four channels. Debit order, DebiCheck, Registered Mandate and card, read together and routed per account to reduce failures and the cost of collecting.
Flexible, interwoven payment channels
01 · Route: per accountDebit order, DebiCheck, Registered Mandate and card act as one, so a failed collection can move to another channel where your rules allow.
Automated alerts
02 · Flagged: on failureAt-risk mandates and failures are flagged as soon as they're reported.
Targeted remediation
03 · Next action: by reasonEvery failure gets the right next action - a retry on the same rail, or a backup card where the arrangement allows it - not a blanket retry.
Customisable workflow automation
04 · Rules: yoursSet the collection rules your business runs on, then let them run themselves.
Collection cost management
05 · Fee: per collectionSee which failures are costing you, act on them, and keep the cost of every collection in view.
Debtor payment optimisation
06 · Match: method to historyRoute each account by your rules and its own recorded outcomes.
Industries
If it collects on a schedule, it fits.
Weekly, monthly, or whatever schedule your book runs - if your revenue arrives as premiums, fees, dues, meter reads or instalments, the platform already speaks your language. And when it isn't scheduled at all, the same platform takes once-off card purchases through the payment gateway - an e-hailing trip today, a checkout tomorrow.
- Utilities & metering
- Insurance & funeral cover
- Lending
- Security companies
- Medical aids & healthcare
- Subscriptions & memberships
- Schools & education
- Property & levies
- NPOs & donations
Your industry: Probably
Ready when you are